Mr.Terrance Kumara

Chief Executive Officer

The Path-maker Frontier Finance PLC (PMF) is pleased to announce the appointment of Mr. Terrance Kumara as the  Chief Executive Officer of the Company with effect from 15th June 2022. Mr. Terrance served SANASA Development Bank PLC as the Chief Financial officer prior to his appointment at PMF.

He is a seasoned financial sector professional with a sound academic foundation spanning over 20 years of diversified expertise in financial, Leasing, Corporate finance, and investment management locally and internationally. He has extensive experience in financial reporting, Taxation, structuring capital market transactions and analytics. Mr. Terrance has a Background in designing internal controls, legal, compliance & financial risk management. Mr. Terrance is specialized in analyzing, identifying, and translating business needs into executable strategies through bespoke service delivery. Additionally, during his tenure at SANASA Development Bank, he has spearheaded and implemented Sri Lanka’s first rights issue through a digital platform.

Mr. Terrance holds a Master of Business Administration (MBA) from the University of Southern Queensland, Australia and is a Fellow Member of the Institute of Chartered Accountants of Sri Lanka (ICASL), Member of the Institute of Certified Management Accountants of Sri Lanka (CMASL), Member of Association of Accounting Technicians of Sri Lanka (AAT) and a Finalist of the Chartered Institute of Management Accountants of UK (CIMA).

Mr.Terrance Kumara

Chief Executive Officer

The Path-maker Frontier Finance PLC (PMF) is pleased to announce the appointment of Mr. Terrance Kumara as the Deputy Chief Executive Officer of the Company with effect from 15th June 2022. Mr. Terrance served SANASA Development Bank PLC as the Chief Financial officer prior to his appointment at PMF.

He is a seasoned financial sector professional with a sound academic foundation spanning over 20 years of diversified expertise in financial, Leasing, Corporate finance, and investment management locally and internationally. He has extensive experience in financial reporting, Taxation, structuring capital market transactions and analytics. Mr. Terrance has a Background in designing internal controls, legal, compliance & financial risk management. Mr. Terrance is specialized in analyzing, identifying, and translating business needs into executable strategies through bespoke service delivery. Additionally, during his tenure at SANASA Development Bank, he has spearheaded and implemented Sri Lanka’s first rights issue through a digital platform.

Mr. Terrance holds a Master of Business Administration (MBA) from the University of Southern Queensland, Australia and is a Fellow Member of the Institute of Chartered Accountants of Sri Lanka (ICASL), Member of the Institute of Certified Management Accountants of Sri Lanka (CMASL), Member of Association of Accounting Technicians of Sri Lanka (AAT) and a Finalist of the Chartered Institute of Management Accountants of UK (CIMA).

Mr. Yasas Ariyarathne

Deputy General Manager – Fixed Deposits & Gold Loans

Mr Ariyarathne joined the company in 2011 as DGM – Business Promotions and currently accountable for Fixed Deposits, Gold Loan and Margin Trading business products. He has been extensively trained both locally and internationally and counts over 24 years of experience and exposure in Marketing, Sales, Banking and Insurance. He started his career at Bank of Ceylon and has held different key positions in AIA Insurance PLC.

Mr. Ariyarathne is a Certified Member of Sri Lanka Institute of Marketing (SLIM) and holds an MBA from the Buckinghamshire New University, UK. He also holds a Professional Graduate Diploma in Strategic Management from EdHat International, UK, a Diploma in Insurance from the University of Wayamba, a Diploma in Journalism from the University of Colombo and a Diploma in Development Psychology from INDETH Institute. He has completed the AMTC Program conducted by LIMRA International USA.

Mr. Amila Katuwawala

Deputy General Manager – Credit & Operations

Mr. Katuwawala possesses a wealth of experience spanning 18 years, working in many organizations in the Banking & Finance Sector and is a specialist in Credit Approval, Credit Administration and Recoveries, Credit Risk, New Product Development, Strategic Planning, Lending Operations and Training & Development.

Mr. Katuwawala started his career at DFCC Bank as a Trainee Credit Officer and held leadership positions in Credit & Operations at Orient Finance PLC, ICICI Bank and Softlogic Finance PLC. Amila holds an MBA from the Cardiff Metropolitan University, UK and a Diploma in Credit Management from the Institute of Bankers of Sri Lanka (IBSL). He currently head the Credit Department, Entrepreneur Financing Unit, Three-Wheeler Unit and also the Operation Units of Lending, Fixed Deposits and Margin Trading of the Company.

Mr. Bharatha Manjula

Deputy General Manager – HR & Administration

Mr. Manjula has more than 20 years of experience in Leadership and Senior Management positions in local and international organizations displaying key capabilities in IT, Quality Management, Administration, Human Resources and Dispute Resolution. He started his hospitality career in 1992 with the Taj Group of Hotels and later joined the Lotus Hospitality Group in Dubai as Corporate HR Manager, overseeing five hotels. He has worked in Reed Lanka Holdings Pvt. Ltd, a highly diversified group, which has interest in tea and a wide range of tea related and other products and services, as Group Manager – HR & Compliance. He was the Senior Manager – HR & Administration at Bartleet Finance PLC and Head of Human Resources at Softlogic Finance PLC.

He had completed several courses and undergone many Training Programs in HR, IT, Learning & Development & Business Excellence (Quality Management) locally & overseas. He has also completed the Sales Starter Kit conducted by the SLIM. He is the first Sri Lankan qualified as an Internal Assessor of TATA Quality Management Services (TQMS), India. He is an Associate Member of the Ceylon Hotel School Graduate Association (CHSGA), an Affiliate Member of the Chartered Institute of Personnel Management (CIPM) and a Certified Internal Assessor of TATA Quality Management Services (TQMS), India

Mr. Dinil Perera

Head of Digitalization

Mr. Dinil Perera is an experienced and results-driven professional in Technology Management with over 30 years of experience in Banking; with exposure to areas such as IT Service Management, Operations Management, Project/Portfolio Management, Data Centre Management, Consumer Banking Operations and Digital Products.

Mr. Perera commenced his career at the Standard Chartered Bank, Sri Lanka in 1989 and held different senior positions in IT at the Commercial Bank of Qatar and the Standard Chartered Bank, UAE. Prior to joining PMF, he served as the Chief Digital Officer at Sanasa Development Bank. Mr. Perera has completed the Intermediate Diploma in Banking from the Academy of International Business (AIB) and is a Certified Project Management Professional (PMP) and a Member of the Project Management Institute (PMI).